Small Business 1099/Independent
Contractors

INC agents specialize in the knowing where to locate tailored solutions for small business, 1099/independent contractors, understanding their unique needs, budget concerns, and risks. They offer personalized guidance on health plans, life, liability, and other essential policies, ensuring comprehensive protection that aligns with the specific challenges that may be faced. With expertise in navigating the complexities of small business and self employment, INC agents empower you to make informed decisions the your success and financial security.

Health Coverage/Employee Benefits

Life Insurance

General Liability

Other Coverages

Customized Coverage Designed designed for For You

INC Insurance is your go-to destination for insurance coverages tailored for small business and 1099/independent contractors.

Whether you’re working independently or running a business, Ins agents will work hand in hand to help you obtain coverages at the most affordable rates available in your State. Once you begin working with and Inc agent, they will be there for the duration, by your side allowing you to focus on what matters most…. your success!

We specialize in business insurance tailored for 1099/Independent Contractors.

Select your profession below for more details or receive a customized quote for your 1099/Independent Contractors business:

Why do 1099/Independent Contractors, need business insurance?

Certainly, while clients may appreciate muscle soreness after a challenging workout, the situation can change if they experience more serious discomfort. They may claim that your fitness coaching resulted in injury or emotional distress.

Having business insurance ensures that you won’t bear sole responsibility for defending your business or resolving such issues out of pocket.

Essential Insurance Coverage for 1099/Independent Contractors

For 1099/Independent Contractors, securing comprehensive insurance coverage is crucial. In addition to fitness liability insurance, protecting cleaning equipment, work vehicles, and employees with other types of business insurance is advisable. Safeguard your business assets and ensure peace of mind by exploring these additional coverage options.

We typically recommend:

Health insurance

Workers’ Compensation contractor insurance provides crucial coverage for contractors and their employees in case of work-related injuries or illnesses. It ensures medical expenses, lost wages, and legal fees are covered, offering financial protection and peace of mind. Compliance with state regulations is essential, as this coverage is mandatory in most states to protect both contractors and their employees.

General Liability

General liability insurance is essential for independent workers and 1099 contractors as it safeguards them from potential legal and financial risks. Without the protection provided by employer-based coverage, independent workers may be personally liable for accidents, property damage, or legal claims arising from their work. General liability insurance helps mitigate these risks by covering legal defense costs and potential settlements, ensuring that independent workers can operate their businesses with confidence and financial security. This type of insurance is a fundamental component in protecting the assets and sustainability of independent contractors.

Workers’ Compensation

Workers’ Compensation contractor insurance provides crucial coverage for contractors and their employees in case of work-related injuries or illnesses. It ensures medical expenses, lost wages, and legal fees are covered, offering financial protection and peace of mind. Compliance with state regulations is essential, as this coverage is mandatory in most states to protect both contractors and their employees.