CONTRACTORS
INDUSTRY
Contractors insurance provides essential coverage for professionals in the construction industry, protecting against potential liabilities, property damage, and injuries on the job site. It offers peace of mind by ensuring financial security and compliance with legal requirements for contractors and their businesses.IN
Get the Contractor Insurance you need to get the job done
NEXT Insurance is a one-stop shop for contractor business insurance. We’ll help you get insurance online at an affordable price so you can get back to work, whether you need to quickly lock down a certificate of liability insurance for your next project or get coverage for a new employee.
Oh, and you’ll save 10% when you bundle two or more of our policies.
We specialize in business
insurance for contractors
Choose your profession for more information or start an instant quote to get covered fast
Appliance Technician, Carpenter, Concrete Contractor, Debris Removal, Drywall Contractor, Electrician, Excavation Contractor, General Contractor, Handyman, HVAC Contractor, Home Renovation Contractor, Mason, Insulation Contractor, Painters, Paving and Asphalt Contractor, Plumber, Roofing, Siding Installation Contractor, Solar Contractor, Snow Plowing, Welding, Tile, Stone and Flooring Installer, Paperhanger, Fence Installation Contractor, Lawn Care, Landscaping
Why do construction contractors need business insurance?
Business insurance offers you protection from a wide range of unexpected events and accidents, from an employee falling off a ladder to a crash involving your work truck.
As a contractor, you’re almost always required to have insurance, in order to get licenses and to win contracts. Besides, having the right types of insurance for your contracting company means that you don’t have to pay out of pocket if an accident does occur. With the right coverage, you can do your work and focus on the job at hand without worrying about those pesky “what if” scenarios.
How contractors liability insurance protects your business
Contractor liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property at a job site, or if someone says that your work mistake caused financial losses.
General liability is the basis of solid insurance coverage for contractors. Given how much time most contractors like you spend on property that doesn’t belong to you, it’s probably not hard to imagine that at some point you could cause or be blamed for a ladder scratching a hardwood floor, or for someone tripping on your extension cord and breaking their wrist.
How much does contractor insurance cost?
You can save up to 25% in discounts when you buy contractor insurance with NEXT. The exact amount you pay will depend on:
- The types of projects you work on
- Where your projects are located
- Your payroll and the kinds of jobs our employees do
- The number and types of vehicles you use at work
Business insurance
has never been easier
Get customized business insurance to protect you and your clients
Get covered in 10 minutes and you can save up to 25% in discounts
Instant proof of insurance and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
Customer
reviews
FAQ's
Frequently asked questions about retail insurance
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
